Welcome to our Learning Center
Our Nonprofits mission is simple: to Educate & Empower first-time homebuyers through comprehensive education and access to down payment assistance programs. We believe that everyone deserves a chance to own a home, and we're committed to breaking down the barriers that often stand in the way.
What sets us apart is the absence of sales pressure - our information is always 100% Factual, Unbiased and FREE.
Understanding Mortgage Insurance: What It Is and When You Need It
Buying a home is a significant financial commitment, and for many, it requires taking out a mortgage. While mortgages offer a pathway to homeownership, they often come with the requirement of mortgage... ...more
Purchase
August 28, 2024•5 min read
Adjustable vs. Fixed-Rate Mortgages: Which Is Better in Today's Economy?
Understanding the differences between these two types of loans can help homebuyers make the best decision for their financial situation, especially in today’s fluctuating economic environment. ...more
Purchase
August 05, 2024•5 min read
If I Were Buying My First Home in This Market, This Is How I’d Do It
buying a home is significant, and it’s essential to make informed decisions. Take the time to research, plan, and execute your strategy. With the right guidance, you can turn the dream of homeownershi... ...more
Purchase
July 02, 2024•4 min read
No Cash, No Problem: Your Guide to Buying a Home with $0 Down!
Explore $0 down options, understanding government-backed programs, and considering creative financing strategies, you can turn your homeownership dreams into a reality without a significant upfront in... ...more
Purchase
July 02, 2024•2 min read
How to Use Mortgage Calculators to Plan Your Home Purchase
There are many different types of mortgage calculators available, each serving a specific purpose. Here are some of the most useful: ...more
Purchase
June 25, 2024•5 min read
Home Buying Checklists for First Time Buyers
If you're a first time buyer you'll want a checklist to keep organized ...more
Purchase
June 21, 2024•5 min read
Understanding the Difference: Cash-Out Refinance vs. Rate-and-Term Refinance
Understanding the differences between these two options can help you choose the best path for your financial goals. ...more
Refinance BuySmart
August 07, 2024•4 min read
Understanding the VA Interest Rate Reduction Refinance Loan (IRRRL)
For veterans and active-duty service members, homeownership comes with unique benefits, including access to specialized mortgage options. ...more
Refinance BuySmart
August 02, 2024•4 min read
The Pros and Cons of Refinancing Your Mortgage in 2024
In the ever-evolving landscape of personal finance, the decision to refinance your mortgage can be a pivotal one for homeowners. Understanding the basics of a mortgage and the nuances of refinancing a... ...more
Refinance BuySmart
June 21, 2024•7 min read
Creating Smarter Home Buyers
Don't let the lack of a down payment keep you sidelined. Contact BuySmart today and discover how we can help you overcome financial barriers and achieve your dream of homeownership!
Unbiased Guidance: We provide neutral, 100% unbiased information for every homebuyer.
Wide Assistance Options: Access forgivable loans, deferred loans, second mortgages, and grants through our extensive partnerships.
Free Database: Our nationwide database of down payment assistance programs is available at no cost.
Expert Support: Licensed professionals offer
personalized help to find the best assistance options for you.
Our Services
DOWN PAYMENT ASSISTANCE
We proudly collaborate with over 20 State Housing Agencies and Mortgage Companies nationwide. These partnerships allow us to offer a wide range of down payment assistance options
PRE PURCHASE CONSULTATION
Our brief yet comprehensive session covers market insights, financing options, and key steps to secure your dream home confidently. Perfect for first-time buyers and seasoned homeowners alike.
HOME SELLER ADVANTAGE
Our concise session offers expert advice on pricing, marketing, and negotiation strategies to help you sell quickly and profitably. Ideal for new sellers looking to maximize their home's potential.
Our Impact
Since our inception, BuySmart Home Advisory Center has helped countless individuals and families achieve their dream of homeownership. Our success stories are a testament to the transformative power of education and support in the homebuying process. We are proud to have played a role in making homeownership accessible to so many.
We’re Proudly Working With:
Copyright 2023 BuySmart Home Advisory Center. All rights reserved
Please note that BuySmart has not been reviewed by HUD or FHA. BuySmart does not offer funds for down payments or provide home loans. Our role is purely educational, helping you understand the available options and connecting you with qualified lenders nationwide.