Welcome to BuySmart.
Our Nonprofits mission is simple: to Educate & Empower first-time homebuyers through comprehensive education and access to down payment assistance. We believe that everyone deserves a chance to own a home, and we're committed to breaking down the barriers that often stand in the way.
BuySmart is a nonprofit organization founded with the mission to connect people with the down payment assistance they need to purchase a home. Our dedicated team consists of licensed professionals who specialize in finding the right down payment assistance options for you.
We proudly collaborate with over 20 State Housing Agencies and Mortgage Companies nationwide. These partnerships allow us to offer a wide range of down payment assistance options, including:
Forgivable Loans: Loans that do not require repayment if certain conditions are met.
Deferred Loans: Loans that do not require repayment until you sell the home or refinance.
Second Mortgages: Additional loans that work in conjunction with your primary mortgage.
Grants: Funds that do not require repayment, offering an immediate financial boost.
Free & Accessible: Our database is available to anyone at no cost, ensuring that financial assistance is within reach for all aspiring homeowners.
Expert Guidance: Our team of licensed professionals is here to help you navigate the various down payment assistance options and find the one that best suits your needs.
Nationwide Coverage: With our extensive network of partners, we offer assistance programs across the country, making it easier for you to find support no matter where you are.
Explore Our Database: Access our comprehensive database to discover the down payment assistance programs available in your area.
Get Personalized Support: Connect with our team to receive personalized guidance and find the right assistance options for your unique situation.
Take the Next Step: Utilize the assistance you've found to secure your down payment and move closer to homeownership.
Homeownership is a significant milestone, and we're here to help you achieve it. Explore our database, connect with our experts, and discover the down payment assistance that can make your dreams come true.
Unbiased Guidance: We provide neutral, 100% unbiased information for every homebuyer.
Wide Assistance Options: Access forgivable loans, deferred loans, second mortgages, and grants through our extensive partnerships.
Free Database: Our nationwide database of down payment assistance programs is available at no cost.
Expert Support: Licensed professionals offer
personalized help to find the best assistance options for you.
Our Services
DOWN PAYMENT ASSISTANCE
We proudly collaborate with over 20 State Housing Agencies and Mortgage Companies nationwide. These partnerships allow us to offer a wide range of down payment assistance options
PRE PURCHASE CONSULTATION
Our brief yet comprehensive session covers market insights, financing options, and key steps to secure your dream home confidently. Perfect for first-time buyers and seasoned homeowners alike.
HOME SELLER ADVANTAGE
Our concise session offers expert advice on pricing, marketing, and negotiation strategies to help you sell quickly and profitably. Ideal for new sellers looking to maximize their home's potential.
Our Impact
Since our inception, BuySmart Home Advisory Center has helped countless individuals and families achieve their dream of homeownership. Our success stories are a testament to the transformative power of education and support in the homebuying process. We are proud to have played a role in making homeownership accessible to so many.
Please note that BuySmart has not been reviewed by HUD or FHA. BuySmart does not offer funds for down payments or provide home loans. Our role is purely educational, helping you understand the available options and connecting you with qualified lenders nationwide.